Trayvon Martin’s mother, Sybrina Fulton is being sued by Travelers Casualty and Surety Company of America–an insurance company trying to remove themselves from any responsibility of the unarmed teen’s death at the hands of George Zimmerman, according to an attorney for Martin’s family. Not only did the insurance company come for Fulton, they came for the The Retreat at Twin Lakes Homeowner’s Association–the gated community Martin was fatally shot in.
According to the Huffington Post, Travelers Casualty and Surety Company of America claims that it is not responsible to defend the homeowners association because of various clauses in the association’s policy, specifically a “wrongful act” exclusion. Benjamin Crump, the Martin family attorney told HuffPo, “It’s real simple: They are filing against the homeowners association and Sybrina because we are making a claim against them.” Crump says that while Fulton is focused on justice for Trayvon, he’s hard at work on finding coverages for homeowners association and what’s applicable.
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A month after Martin was killed, the homeowners association took out a liability policy with Travelers and after that, Fulton made a claim for monetary damages in her son’s death. Travelers says it:
“…Is in doubt of its rights under the policy and, by this petition, seeks a declaration of its rights and obligations with respect to the claim and demand made by Fulton upon Travelers and The Retreat at Twin Lakes as a result of the fatal shooting of Martin, and a finding by the court that under the above-referenced policy of insurance Travelers has no duty to indemnify or defend The Retreat at Twin Lakes in connection with the Fulton claim because coverage is precluded by the above exclusion.”
However, Traveler’s suit there are notes of various exemptions in the policy that insulate them from having to pay out damages in Martin’s death. There’s even a clause that’s a part of a Claim for Wrongful Employment Practices that states the insurer “shall not be liable to make any payment” arising from “bodily injury, sickness, mental anguish, emotional distress, disease or death of any person, provided that this exclusion shall not apply.”
They shouldn’t even be suing Fulton. She’s only put out the claim–which is protocol in this type of situation. To have your reaction be a lawsuit is just sad. Insurance companies are bullies!