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Here is how banking Black helps our community… Click Here To Learn More From Industrial Bank

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During its 80+ year history, Industrial Bank has historically been the largest Black-owned bank in Washington, DC. We are currently the only African-American owned bank in DC, and the fifth largest such bank nationwide. Industrial offers the wide range of deposit accounts, online and mobile banking services, residential and commercial loans, and cash management services […]

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Ever since people started keeping track of money, they also have been mindful of their capital, especially in business. One dictionary definition of the financial term capital is “the wealth, whether in money or property, which is owned or employed in business by an individual or a firm, etc.” But having said that, not all […]

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I’ve already talked about cash flow and collateral in this space, and—from the perspective of a business lender—those are definitely the two capital C’s among the C’s of credit. They are the “grownups” of the Credit family, if you will: the two factors in a credit decision that are easiest to objectively quantify, and perhaps […]